Enter your income and deductions. See how much tax falls in each bracket, your marginal rate and effective federal tax rate based on gross income, and exactly how much you owe the IRS in 2026.
Your income
$
$
Pre-tax retirement savings for the year. This money is not taxed now. 2026 limits: $24,500 for a 401(k), $7,500 for an IRA.
$
Mortgage interest, state and local taxes, charity and so on. If this is less than the standard deduction, the standard deduction is used.
More options
$
"Above-the-line" deductions such as HSA contributions or student loan interest.
$
Credits come straight off your tax bill, for example $2,200 per child under 17.
Tax breakdown
Federal income tax for 2026
$0
Income before taxes
$0
Taxable income
$0
after deductions
Average tax rate
0.0%
tax as a share of all your income (effective rate)