Rental Property Calculator

Rental Property Cash Flow Calculator

Enter the property details, financing, and expenses to see monthly cash flow, cap rate, cash-on-cash return, and whether the property makes or loses money each month.

Property and loan
$
$
%
Use the rate your lender quotes. Loans for rentals usually cost a little more than loans for your own home.
years
$
One-time fees to buy the property (lender, title, inspection).
$
Rent and running costs
$
%
Share of the year the home sits empty with no rent. 7% is about 3.5 weeks.
$
$
%
Percent of collected rent paid to a manager. Enter 0 if you manage it yourself.
$
$
Results
Monthly cash flow
Cap rate
Yearly income before the loan, divided by the price.
Cash-on-cash return
Yearly cash flow divided by the cash you put in.
Gross rent multiplier
Price divided by one year of rent. Lower is better.
Total cash invested
Down payment + closing costs + repairs.