2026 · Employee Net Pay · Employer Costs · All 50 States
Payroll Calculator
See what one paycheck costs the employer and what the employee takes home, including federal income tax, Social Security, Medicare, and federal and state unemployment tax (FUTA and SUTA). 2026 federal rates.
Employee and pay details
$
The employee's pay before anything is taken out.
Used to fill in an estimated state unemployment tax (SUTA) rate below.
%
Paid by the employer. This is an estimated new-employer rate. Your state sends you your real rate each year, so type it here if you know it.
$
Year-to-date gross pay. Some taxes stop after a yearly limit: Social Security after $184,500, FUTA after $7,000.
More options
%
Traditional (pre-tax) 401(k). Lowers income tax, not Social Security or Medicare.
$
Pre-tax premium. It also lowers Social Security, Medicare and FUTA wages.
$
SUTA is only charged on pay up to this amount per employee each year. Estimate; check your state's current figure.