Enter your investment balance and fee rates. See what fund fees (expense ratios) and advisor fees cost you in dollars over time, compared with a low-cost index fund.
Your investments
$
$
%
The yearly fee the fund takes, as a percent of your balance. It is listed on the fund's fact sheet.
%
Yearly percent of your balance paid to a financial advisor (often called an AUM fee).
years
More options
%
An assumption, not a promise. 10% is close to the long-run US stock market average before inflation.
%
The cheaper fund to compare against. Broad index funds often charge 0.03% to 0.10%.
Fee impact results
What higher fees cost you over 30 years
Your balance with current fees
Balance in the low-cost fund
Your yearly return after fees
Ending balance lost to fees
Compared with the low-cost fund.
Estimate only. Assumes the same return every year, monthly compounding, and deposits at the end of each month. Real returns go up and down.