DCA vs lump sum · average cost

Dollar-Cost Averaging Calculator

Dollar-cost averaging (DCA) means investing the same amount on a regular schedule. See how much you could build up, your average cost per share, and how it compares with investing one lump sum today.

Your investing plan
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%
An assumption, not a promise. The price is assumed to rise by this much every year.
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Only changes the number of shares and cost per share, not the dollar result.
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What if you invested this whole amount today instead? Enter 0 to hide the comparison.
%
How much yearly returns usually move up or down (standard deviation). About 15% is typical for US stocks. Used only for the rough range below.
Projection results
Projected portfolio value
Total you invest
Total growth
Average cost per share
Total shares
Estimate only. Assumes a steady return and that you buy at the start of each period. Real prices go up and down, so your result will differ.