2026 · Buyer and seller costs · Every fee listed

Closing Cost Calculator

Estimate the one-time fees you pay on the day a home sale becomes final ("closing"), whether you are buying or selling. Fees are typical US amounts; your lender's Loan Estimate will have the exact numbers.

Home purchase details
$
$
Cash you pay up front. The rest is your loan.
FHA and VA loans add a one-time government fee.
%
A tax some states and counties charge when a home changes owners. It varies a lot, so check your county's rate.
An optional fee you pay up front to get a lower interest rate.
Estimated buyer closing costs
Total cash needed at closing
Sale details
$
$
%
The share of the sale price paid to the real estate agents. It is negotiable.
$
Money you agree to pay toward the buyer's closing costs.
Estimated seller proceeds
Money you keep after the sale