Free Financial Calculators
Free mortgage, loan, compound interest, ROI, and savings calculators built for US households. Current 2026 rates, no signup, instant results.
All calculators are free, run entirely in your browser, and use current 2026 US rates and limits. No signup, no ads covering the inputs, no email required.
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and full amortization schedule. Free …
Mortgage Affordability Calculator
Find out exactly how much house you can afford based on your salary, monthly debts, and down …
Refinance Calculator 2026 — Should I Refinance My Mortgage?
Calculate your mortgage refinance break-even point, monthly savings, and total interest saved over …
Rent vs Buy Calculator 2026 — Is It Better to Rent or Buy?
The real rent vs. buy comparison — including home appreciation, opportunity cost of down payment, …
Rental Property Calculator 2026 — Cash Flow & ROI Analysis
Analyze any rental property investment: cash-on-cash return, cap rate, cash flow, NOI, and 10-year …
Property Tax Calculator 2026 — Estimate Annual & Monthly Property Taxes
Calculate your annual and monthly property tax by state, county, or custom rate. Includes 2026 …
Refinance Break-Even Calculator 2026
Find out exactly how many months until your mortgage refinance pays off. Calculate monthly savings, …
Debt Payoff Calculator
Enter your debts and see exactly how fast you can pay them off using the snowball or avalanche …
Credit Card Payoff Calculator
See exactly how long to pay off your credit card balance and how much interest you will pay. Compare …
Loan Calculator
Calculate monthly payments, total interest, and full amortization for personal loans, auto loans, …
Auto Loan Calculator
Calculate your exact monthly car payment, total interest, and true cost including taxes and fees. …
Break-Even Calculator 2026 — Business Break-Even Point Analysis
Calculate your business break-even point in units and dollars. See fixed costs, variable costs, …
Retirement Calculator
Calculate your projected retirement balance, monthly income, and whether you are on track. Uses 2026 …
Compound Interest Calculator
See exactly how your savings and investments grow with compound interest. Live growth chart, …
FIRE Calculator 2026 — Financial Independence Retire Early Number
Calculate your FIRE number, years to financial independence, and safe withdrawal rate. Supports Lean …
ROI Calculator
Calculate return on investment, annualized CAGR, and net profit for stocks, real estate, 401(k), …
Roth IRA Conversion Calculator 2026 — Should You Convert?
Calculate whether a Roth IRA conversion makes sense for your situation. See the tax cost, break-even …
Investment Fee Calculator 2026 — True Cost of Fund Fees
See exactly how much investment fees (expense ratios, AUM fees) cost you over 10, 20, and 30 years. …
Net Worth Calculator 2026 — Calculate Your True Net Worth
Calculate your exact net worth by adding all assets and subtracting all debts. Track where you stand …
Take-Home Pay Calculator
Calculate your exact paycheck after federal income tax, state income tax, Social Security, and …
HSA Calculator 2026 — Health Savings Account Contribution & Growth
Calculate your HSA contribution, tax savings, and long-term investment growth as a stealth …
Inflation Calculator (2026) – See Real Value Loss Instantly
Calculate the purchasing power of any dollar amount over time. Use historical US CPI data from 1913 …
Sales Tax Calculator 2026 — Add or Remove Sales Tax by State
Calculate sales tax for all 50 US states. Add tax to a price, remove tax from a total, or find the …
Social Security Benefits Calculator 2026 — When to Claim SS
Estimate your Social Security benefits at 62, 67, and 70. Calculate the break-even age for delaying, …
Savings Goal Calculator
Calculate exactly how long to reach any savings goal or how much to save monthly. Works for …
Emergency Fund Calculator 2026 — How Much Should You Save?
Calculate your ideal emergency fund size based on your monthly expenses, job security, and financial …
529 College Savings Calculator – How Much Will You Have by 18?
Project your 529 plan balance at college enrollment, estimate how much to save monthly, and see how …
Currency Converter — Convert USD to EUR, GBP, CAD, and 150+ Currencies
Convert US dollars to euros, British pounds, Canadian dollars, Australian dollars, and 150+ …
Tip Calculator (Split Bill + Tax Included) – Fast & Accurate
Calculate the right tip amount, split the bill evenly, and round to a clean total. Works for …
Percentage Calculator 2026 — Calculate Percentages Instantly
Calculate any percentage: what is X% of Y, X is what percent of Y, percent change, percent …
Hours Worked Calculator — Time Card & Paycheck Hours
Calculate total hours worked from clock-in and clock-out times. Add multiple shifts, lunch breaks, …
BMI Calculator — Body Mass Index for Adults (US & Metric)
Calculate your Body Mass Index (BMI) using height and weight in US customary or metric units. See …
Calorie Calculator 2026 — Daily Calorie Needs & Weight Loss
Calculate your daily calorie needs for weight loss, maintenance, or muscle gain. Uses the Mifflin-St …
Age Calculator — Calculate Exact Age in Years, Months, and Days
Calculate your exact age in years, months, and days from any birth date. Find age on a future date, …
Unit Converter — Length, Weight, Temperature, Volume & More
Convert between any units: inches to centimeters, pounds to kilograms, Fahrenheit to Celsius, …
GPA Calculator — Calculate Your Grade Point Average
Calculate your high school or college GPA on a 4.0 scale. Add courses, credits, and grades to see …
Paycheck Calculator — Exact Take-Home Pay After All Deductions
Calculate your exact paycheck after federal income tax, state tax, Social Security, Medicare, …
Tax Bracket Calculator 2026 — Federal Income Tax by Bracket
See exactly which 2026 federal tax bracket your income falls into, how much tax you pay in each …
Capital Gains Tax Calculator 2026 — Stocks, Real Estate, Crypto
Calculate your capital gains tax on stocks, real estate, or crypto. See short-term vs long-term …
Home Equity & HELOC Calculator 2026 — How Much Can You Borrow?
Calculate your home equity, current LTV ratio, and how much you can borrow with a HELOC or home …
Life Insurance Needs Calculator 2026 — How Much Coverage Do You Need?
Calculate exactly how much life insurance you need using the DIME method. See coverage by debt, …
Student Loan Payoff Calculator 2026 — Standard, SAVE, IBR, PSLF
Compare every federal student loan repayment plan: Standard 10-year, SAVE, IBR, PAYE, and PSLF. See …
Self-Employment Tax Calculator 2026 — 1099, Freelance & Sole Proprietor
Calculate your SE tax (15.3%), quarterly estimated payments, the half-SE deduction, and total tax …
Profit Margin Calculator — Gross, Net & Operating Margin
Calculate gross profit margin, net profit margin, and operating margin. Find your break-even point, …
RMD Calculator 2026 — Required Minimum Distribution from IRA & 401(k)
Calculate your 2026 Required Minimum Distribution from traditional IRA, 401(k), 403(b), and …
Medicare Cost Calculator 2026 — Part A, B, D Premiums & IRMAA
Calculate your 2026 Medicare costs: Part A, Part B, Part D premiums, and IRMAA income surcharges. …
Closing Cost Calculator 2026 — Buyer & Seller Costs Itemized
Estimate all closing costs when buying or selling a home in 2026. See lender fees, title insurance, …
Dividend Income Calculator 2026 — DRIP, Yield & Annual Income
Calculate dividend income from stocks, ETFs, and REITs. See annual and monthly income, DRIP …
Payroll Calculator 2026 — Employee Net Pay & True Employer Cost
Calculate employee net pay and total employer cost including FICA, FUTA, and state unemployment …
Crypto Profit Calculator 2026 — Capital Gains & Tax on Bitcoin, ETH
Calculate cryptocurrency profit, loss, and capital gains tax. Supports FIFO, LIFO, and specific ID …
Dollar-Cost Averaging Calculator 2026 — DCA vs Lump Sum
Calculate how DCA builds your portfolio over time. Compare DCA vs lump sum investing, track your …
Car Depreciation Calculator 2026 — 5-Year Value & Cost Per Mile
Calculate how your car loses value each year and what it will be worth in 1–5 years. See true 5-year …
Stock Average Down Calculator — Cost Basis & Break-Even Price
Calculate your new average cost when buying more shares at a lower price. Enter up to 10 lots, see …
Side Hustle Tax Calculator 2026 — Gig Income, 1099 & Quarterly Taxes
Calculate your tax bill on Uber, DoorDash, freelance, Etsy, or any 1099 side income. See SE tax, …
Wedding Budget Calculator 2026 — Cost by Guest Count & Style
Estimate your 2026 wedding budget by guest count, style, and location. Full category breakdown: …
COBRA Insurance Cost Calculator 2026 — vs Marketplace & Medicaid
Calculate your COBRA premium and compare it to ACA Marketplace plans with subsidies and Medicaid …